PERSONAL BANKING SOLUTIONS
We offer a full complement of services tailored to meet all your banking needs. These include personal deposit accounts as well as customized loans to fit your unique situations. Relationship banking is our specialty. Napa Community Bank - "Putting Community back into Banking."
- Personal Checking
- Personal Interest Checking
- Shareholder Checking
- Classic Checking
- Personal Savings
- Personal Money Market
- Certificates of Deposits
Accounts and Features
Personal Checking
- Unlimited check writing.
- Overdraft Protection available.2
- Images of checks returned with statements.
Personal Interest Checking
- Interest Bearing.
- Unlimited check writing.
- Overdraft Protection available.2
- Images of checks returned with statements.
Shareholder Checking
- Interest Bearing.
- Unlimited check writing.
- Overdraft Protection available.2
- Images of checks returned with statements.
- Free "Shareholder" checks.
Classic Checking
- For our clients 55 years or better.
- Same benefits as Personal Interest Checking.
- Images of checks returned with statements.
- Free standard bank checks.
Personal Savings
- Earns interest.
- Easy access to your funds.
Personal Money Market
- Tiered interest rates based on balance.
- Earns higher rates of interest than Personal Savings.
- Images of checks returned with statements.
| 30 – 89 day | 1 year |
| 60 – 89 day | 2 year |
| 90 – 179 day | 3 year |
| 180 – 364 day |
Certificates of Deposits
- Earns higher rate of interest.
- Various terms and rates.
CD Rate information:
This account is an interest bearing account. The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the Rate Chart. The interest rate and annual percentage yield will not change for the term of the account. The interest rate will be in effect for term of the Certificate of Deposit. Opening deposits will vary with length of term.
1 Direct Deposits will waive monthly service charges.
2 Overdraft coverage is subject to credit approval.
