BUSINESS BANKING SOLUTIONS
We offer a full complement of services tailored to meet all your banking needs. These include Business deposit accounts as well as customized loans to fit your unique situations. Relationship banking is our specialty. Napa Community Bank - "Putting Community Back into Banking."
- Business Checking
- Business Value Checking
- Business Interest Checking
- Business Savings
- Business Money Market
Accounts and Features
Business Checking
- Earnings Credit is used to offset service charges based on average collected balance.1
- Images of checks returned with statements.
Business Value Checking
- Low cost account for limited deposit and check writing activity.
- Images of checks returned with statements.
- Overdraft Protection available.2
- Images of checks returned with statements.
Business Interest Checking
- Interest Bearing.
- Unlimited check writing.
- Images of checks returned with statements.
- Available only for sole proprietorships and trade associations.
Business Savings
- Earns interest
- Easy access to your funds.
Business Money Market
- Earns higher rate of interest than Business Savings.
- Images of checks returned with statements.
1The Earnings Credit is based on the 90 day Treasury bill and can be adjusted monthly. Business Money Market Account interest rates are available upon request.
Commercial Loans2
Working Capital:
A revolving line of credit can assist in meeting your short-term cash flow needs.
Equipment:
Need to replace or purchase additional fixed assets? A term loan can provide the funds needed to complete your purchase.
Business Expansion:
Whether your plans call for short-term working capital or long-term financing, we can structure financing to meet your needs.
Commercial Real Estate:
Looking to refinance your existing property or to purchase new property? We can customize a loan to fit your needs.
Commercial Construction:
We can provide financing for construction, as well as conversion to permanent financing if desired.
Letters of Credit:
We can meet your needs for letters of credit.
SBA Loans:
Our affiliation with a Small Business Administration lender can help to finance your business needs.
2 Credit approval required



